ANS suspende reajuste de planos de saúde por 120 dias

Decisão foi aprovada por quatro diretores da agência

Via Agencia Brasil

Foto: Agencia Brasil

Os planos de saúde estão proibidos até o fim do ano de reajustar as mensalidades, decidiu ontem (21) à noite a Agência Nacional de Saúde Suplementar (ANS), em reunião extraordinária. A suspensão dos aumentos por 120 dias, de setembro a dezembro, foi aprovada por quatro votos favoráveis e uma abstenção.

Estão congelados os preços de todos os tipos de planos: individuais, familiares e coletivos. A suspensão valerá tanto para os reajustes anuais como para os aumentos decorrentes de mudança de faixa etária dos planos de assistência médica e exclusivamente odontológica. Os aumentos concedidos até agora não serão revistos.

Em nota, a ANS informou que medidas futuras para reequilibrar os contratos e compensar o impacto da suspensão sobre as operadoras serão decididas em futura reunião, ainda sem data. Somente na ocasião, a agência decidirá se os planos poderão cobrar retroativamente os clientes a partir de janeiro.

Para os reajustes de planos individuais e familiares, não haverá anúncio nem autorização de reajuste em 2020. Isso porque o percentual máximo de reajuste, tradicionalmente definido entre maio e julho, não tinha sido divulgado. Os planos coletivos com menos de 30 participantes (empresariais e por adesão) tiveram os aumentos suspensos de setembro a dezembro, sem possibilidade de revisão de reajustes anteriores.

Negociados livremente entre a operadora e o contratante, os reajustes dos planos com 30 participantes ou mais estão suspensos de setembro a dezembro, mas a empresa contratante poderá escolher se pagará o preço com ou sem o reajuste. Nesse caso, a opção deverá ser informada à operadora do plano.

Pressões

Na quinta-feira (20), o presidente da Câmara, Rodrigo Maia, disse que poderia pautar a votação de um projeto de lei para suspender o aumento das mensalidades em 2020 caso a ANS não tomasse a decisão. Segundo ele, reajustar um plano em 25% representa um desrespeito à sociedade em meio à pandemia do novo coronavírus.

Por meio de nota, a Associação Brasileira de Planos de Saúde (Abramge) informou que, por basearem-se em custos do ano anterior, os reajustes de 2020 não refletiriam os efeitos da pandemia sobre o sistema de saúde. A entidade informou ter recomendado a suspensão dos reajustes até julho.

Segundo a ANS, não faz sentido reajustar os planos com base nos custos de 2019 porque houve queda na demanda em parte dos atendimentos médicos, como cirurgias eletivas. Segundo a Abramge, o impacto da demanda reprimida sobre os atendimentos adiados ainda está sendo avaliado e somente agora o sistema de saúde volta à normalidade.

Edição: Fábio Massalli

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